All too often, planning for our retirement is not a top priority. When you are relatively young, retirement
planning is often seen as something that will "take care of itself". And, as you get older, other demands can
make it difficult to find enough money to save.
Retirement represents a major change in lifestyle and gives you a major new asset, time! Whatever your
feelings, retirement is probably the opportunity of your life for a new and potentially very enjoyable phase of
life in which you, and not others, manage your time.
Will you have enough to live on?
The full new State Pension will be no less than £148.40 per week. The actual amount will be set in autumn
2015.  Your National Insurance record is used to calculate your new State Pension.  You’ll usually need 10
qualifying years to get any new State Pension.
It is now generally accepted that the State can no longer provide for us in our retirement. And today, we are
living longer healthier lives so it is more important than ever to make the right decisions so that we can ensure a secure and enjoyable retirement without
financial worries.
Whether you are planning your retirement or about to retire, we can advise you on the most appropriate course of action.
The years after we finish working is a time that we all look forward to, however, it is often a period that many prefer not to plan for.
Our advisers will be able to discuss your retirement objectives in confidence and help formulate a strategy to ensure your retirement is as enjoyable as
possible.
Retirement is something that affects all of us and only with proper planning can it be approached with greater confidence and understanding.
Our advisers can review existing pension provision and help identify any shortfalls that you may have. If you haven’t started saving for retirement yet we
can advise on the various options available and show you how to meet your retirement goals and objectives.
Should you be close to retirement we can talk you through the options available in plain-English and as jargon-free as possible
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‘Here to help you plan for the future with solid Financial Advice’
7 Lords Drive, Telford, Shropshire, TF2 9UE       Telephone 01952 299512  Mob 07985 414252  Email info@freeman-ifa.com   
7 Lords Drive, Telford, Shropshire, TF2 9UE       Telephone 01952 299512  Mob 07985 414252  Email info@freeman-ifa.com